Every company has a different policy when it comes to traffic tickets. Some will raise your rates for three years, and others may apply a surcharge for the first year―one that will be removed if you have no more speeding tickets or other traffic infractions on your driving record.
When you get a traffic ticket, however, it's good to have a positive relationship with your insurance company. Many car insurance companies won't raise your rates after one ticket if you've been a loyal customer with a previously clean driving record.
If you are ticketed for speeding, how much you were exceeding the speed limit matters as well. Drivers going more than 15 miles above the posted speed limit will see their auto insurance premium increase more than drivers who are ticketed for going only five miles above the speed limit. Excessive speeding is linked to higher auto accident rates, which makes you a much bigger risk in the eyes of your car insurance company.