PRIVACY POLICIES AND PRACTICES
Information we collect:
Categories of information collected and sources from which we collect it.
We collect information about you to help us offer better products and services from the broad range available. The following are examples of non-public information about you that we may collect:
Information we receive from you on applications and other forms (e.g., name, address, telephone number, social security number, date of birth, length of employment, gender, marital status, prior insurance information and length of residency).
Information about your transactions with us, our corporate affiliates and others (e.g., insurance coverage selections and premiums, payment and claims history and information necessary for billing and payment).
Information we receive from a consumer reporting agency (e.g., motor vehicle, credit reports and claims history
Persons from whom information is collected
We may collect non-public personal information only from those individuals seeking coverage and from public records. Types of disclosures to third parties:
We do not share your information with non-affiliated third parties except as allowed or required by law. In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described: To a third party acting on our behalf as necessary to provide products and services you have requested.
To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction.
To an insurance institution, agent, or credit reporting agency for either that agency or the entity to whom we disclose the information to perform a function in connection with your insurance transaction.
To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our
interests in preventing or prosecuting fraud.