Company Name - Company Message
 
Insurance Quotes
Insurance dicount for Azusa Pacific and citrus college students take extra $25 off start up cost on your new insurance policy
Good Students
Good Drivers 
Multi Cars
Multi Polices
 

 

Here are more ways to save for new and young drivers.
 
Insurance providers often look for responsible habits that identify some teens as being more responsible than others. Doing well in school is one way for younger drivers to save money on car insurance. For example, some of our carriers offer a Good student discountin some states.
 
 
Good student discounts are usually extended to unmarried young drivers, who maintain at least a 3.0 Grade Point Average, whether these drivers are in high school or college.
 
 
 Statistics show that student drivers who maintain better grades are less likely to make mistakes behind the wheel, and discounts of 10- to 15- percent are often offered to them. Additionally, being named to the Honor Roll or Dean's List, or placing in the top 20 percent on their class can secure discounts for young drivers as well. These discounts generally lower premiums that coverliability.
 
 
Premiums for young drivers can be expensive because insurers look for responsible driving behavior and lifestyle factors when factoring rate discounts. Lack of experience behind the wheel and statistical data are the primary factors that determine insurance premiums for teen drivers.
 
 
Insurance companies typically define "young drivers" as being between the ages of 16 and 25. People in this age group—especially males, may be classified as high-risk, because they tend to make more insurance claims than any other group of drivers. Statistics show that these drivers are more likely to be involved with traffic violations, accidents, and driving under the influence of drugs or alcohol.
 
As a general rule, it takes at least three years of driving experience before young driver insurance rates begin to decrease.